To make it easy for you, we have compiled a list of top car insurance policies on the basis of Claim Settlement Ratio. There is a pool of car insurance companies in India that may make it confusing for you to choose one, when planning to buy a valid car insurance policy online. To opt from any of these car insurance policies online, you must choose a reliable car insurance company. It covers you against third-party liabilities as well as the own damages sustained by your car.
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Comprehensive Car Insurance Policy: A comprehensive car insurance policy offers you the benefits of both, a third-party car insurance policy as well a comprehensive car insurance policy.It is not mandatory to have, as third-party insurance cover is, but it can prove to be more beneficial to you in case of a mishap. Standalone Own-Damage Car Insurance Policy: As the name suggests, this policy shields you against expenses arising due to damages caused to your own car due to theft, accidents, natural calamities, etc.It provides coverage against any physical injuries, property damage, or death of third parties in case you, as a car owner, are at fault.
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Third Party Car Insurance Policy: Third-party car insurance policy is the most basic type of car insurance policy that financially protects you against third-party legal liabilities due to an accident that involves your car.To understand them in detail, kindly read further. There are three types of car insurance policies in India. So, if you own a car, you must have a car insurance policy. According to the Indian Motor Tariff, it is mandatory for car owners to have a valid car insurance policy.
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With the increase in demand for cars, the demand for car insurance policies has also increased over the years.